We’re delighted to share that, as part of the 2025 Pay Settlement, all S1 and S2 colleagues with at least 12 months’ service can opt in to company-paid Private Medical Insurance (PMI).
You’ll be able to make this selection during the upcoming benefits window (Wednesday 26 November to Friday 19 December), with your coverage starting from Thursday 1 January 2026.

This exciting enhancement – secured by Advance Union – highlights the value of collective bargaining and our shared commitment to improving your wellbeing and access to healthcare.

Your 2025 Benefits Window

The benefits window is your one opportunity to review and update certain benefits for the year ahead. During this time, you can:

• Enrol in Private Medical Insurance.
• Update your insurance benefits, such as dental, critical illness, or life assurance.
• Buy or sell a holiday for 2026 (with your people manager’s approval).

There are also other great benefits available year-round, such as Home Technology, Help@Hand, and LifeSight pension.

Key Reminders

• PMI isn’t automatic – you must opt in during the benefits window.
• If you take part of your pension contribution as cash, you’ll need to re-select this option, or your full contribution will go into your pension.
• Some voluntary benefit rates have changed for 2026 – review them carefully to ensure they still meet your needs.
• Benefits such as PMI are subject to benefit-in-kind tax, so please consider this before confirming your selections.

Key Dates

• My Reward closed for maintenance: Monday 17 – Tuesday 25 November
• Benefits window: Wednesday 26 November – Friday 19 December
• Selections effective from: Thursday 1 January 2026

Once the window closes at 5pm on Friday 19 December, you won’t be able to make changes until next year.